Cater Insurance is an innovative insurance company specializing in serving the unique risks of the food services industry. With a deep passion for both insurance and the culinary arts, the founders of Cater Insurance combined their expertise to create a company solely focused on serving the insurance needs of the food services industry.
Cater Insurance offers a comprehensive range of insurance coverage tailored specifically for the food services industry. From general liability and workers' compensation to liquor liability and equipment breakdown, our policies are designed to address the unique risks faced by food businesses. At Cater, we go beyond insurance. We provide valuable risk management advice, industry insights, and proactive support to help our clients minimize risks, navigate challenges, and optimize their operations.
Property insurance protects food service businesses from losses due to property damage, theft, and other risks, ensuring financial security and peace of mind for owners.
Our equipment breakdown insurance prevents operational disruptions by covering repair or replacement costs for equipment like ovens, refrigerators, and ventilation systems.
Our workers' compensation insurance covers medical expenses and lost wages for work-related injuries or illnesses, ensuring proper care for your staff while minimizing financial liabilities.
The food services industry faces unique challenges with liquor liability, including legal and financial risks. Businesses must prioritize customer safety and protect themselves from liability claims.
Our business interruption insurance protects restaurants and bars from unexpected disruptions, covering income loss and facilitating a quick recovery.
Our food spoilage insurance mitigates financial losses by reimbursing restaurants and food service establishments for spoiled food, ensuring high quality and safety standards for customers.
The food services industry is dynamic, demanding, and full of opportunities. As a specialized insurance company, our deep understanding of this industry sets us apart. We know the risks that restaurants and food businesses face every day, and we are committed to delivering the highest level of protection and support. By choosing Cater Insurance, food business owners can focus on what they do best – serving delicious food – while having peace of mind knowing their assets are protected.
